A car write-off is also called a total loss. A car write-off or a total loss happens when the car is so damaged that the repair cost exceeds the actual value of the car at that point. A total loss or a car write-off is usually announced by your insurer.

Suppose, your car has been in an accident and the total repair costs 5000 pounds, the value of your car before the accident was 5000 pounds and the salvage is 600 pounds. The insurer will choose to declare total loss of your car as the repairs will cost the insurer more then the actual cost. Your car will be sent to storage by the insurance company. You will get a price for a total loss based on what your insurance policy offers. Most insurance companies give you as much as your car was worth before the damage.

Suppose, your car has been in an accident and the total repair costs 5000 pounds, the value of your car before the accident was 5000 pounds and the salvage is 600 pounds. The insurer will choose to declare total loss of your car as the repairs will cost the insurer more then the actual cost. Your car will be sent to storage by the insurance company. You will get a price for a total loss based on what your insurance policy offers. Most insurance companies give you as much as your car was worth before the damage.