After does not count!
That's like locking the barn door after the animals got out.
I'm pretty sure you will get a ticket for lack of insurance and the fine is pretty stiff. Other things could happen too. You should be responsible for all damages to other vehicles.
It is not the same, uninsured driver shouldn't one road to start with. He has to bear not only his own expenses but also subject to penalisation, albeit it is somebody else's fault. Wrecker has to pay for the other person's damage.
"Minor wreck?" Not sure if those two words go together. You were an uninsured driver that caused an accident, not looking good.
I can't really say but I want to say again that it's really important to have an insurance. It's really to get one these days, you can learn how on https://www.generalinsurance.com/ and it's not expensive at all but the advantages are obvious, in case of an accident, you won't have any problems which is great.
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